About Us

Sound Federal Credit Union began in 1952 when Stamford Municipal Employees Credit Union was chartered to serve the Stamford city workforce and their families. During the past seven decades, Sound has grown to over $120 million in assets and expanded its reach across Connecticut.

You too can join the more than 9,300 Members who’ve put their trust in Sound if you live, work, worship, volunteer, or receive your education in Fairfield County, New Haven County or Litchfield County.

Sound Federal Credit Union has so many ways to help you save and we know you’ll find the perfect account just for you. Open your Membership savings with as little as $1 and choose from an exceptional array of savings products. As a Member/Owner, you have access to all the wonderful benefits that come from being a Member of Your Credit Union.

Government Employees and First Responders

Sound has proudly served government employees, first responders, and their families since 1952. That’s how we got our start… serving those who serve us. We’re proud of our heritage of service to this special community and have designed products that deliver added value to these dedicated professionals, including enhanced rates when opening a certificate of deposit.

Educators and Those Serving Our Students

If you’re a teacher, school worker, or just want to save a little extra for summer expenses, the Summer Paycheck Account is here for you! Specifically designed to help you save for those summer expenses, the Summer Paycheck Account provides an easy, convenient way to make sure your summer break is stress-free. Open it any time during the year and get ready for a worry-free summer.

You can also join if you have a Family Member (those related by blood or marriage) who already has a Sound Membership!

Member’s deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA).

What is a Credit Union?

A Credit Union is a not-for-profit financial cooperative that has a singular focus… serving its Membership. We’re owned by our Members. That means everything we do is designed to benefit our Members, including delivering our profits to our Members and not some shareholder!

Credit Union Members are represented by a Board of Directors that are democratically elected. One Member, One Vote… regardless of the amount you have on deposit! This democratically elected Board continually ensures that all we do is designed to benefit you! Another Sound reason to join today!

YOU’RE MAKING A SOUND DECISION WHEN YOU JOIN US

Superior Service – At Sound Federal Credit Union, we are committed to providing you with the highest level of personalized member service. Our knowledgeable staff will work with you to help you achieve your financial goals.
Lower Loan Rates, Higher Deposit Rates – We deliver any “profits” we make directly back to our Members. Because there are no shareholders to keep happy, we are able to offer some of the best rates around on loan and deposit products.
Low or No Fees – You work hard for your money. We believe you should keep what’s yours. Our “profits” strengthen our Credit Union and benefit our Members. This allows us to have low fees which provide exceptional value to our Members.
Local Decision Making –We live and work in this community, too. You don’t have to wait for an employee in another state to make a decision about your loan or credit card. All our decisions are made right here in Fairfield County.